The best credit card tips after losing your job would be to invest in a reliable and useful guaranteed approval credit cards for bad credit. Today we have a few options that are both efficient and trustworthy when it comes to rectifying and rebuilding your credit score. We have for you a review of the Total Visa Credit Card, the Assent Platinum Credit Card and the First Progress Platinum MasterCard Credit Card.
The Total Visa Unsecured Credit Card Is A Very Interesting Mix Of Advantages And Disadvantages It is going to come with a lot of benefits but will also entail a few negative points. It has an easy application process to begin with and there is no security deposit that is required to acquire this credit card. • What Are Your Approval Odds? This is probably the biggest advantage of the Total Visa Unsecured Credit Cards for Bad Credit because you will be able to acquire it very easily. Your credit card application will be accepted and there is going to be no hard inquiry on your credit score. • No Timeline For Credit Limit Increase There is also no specified timeline to review your account and increase your credit line. If you are able to get approved for an increase in your credit line, you will have to pay a 20% credit limit increase fee. • Higher Than Average Annual Percentage Rate Yes, this credit card has a high APR. Every cardholder is going to be charged 34.99% APR and so it is advised to look for other options if this is too much for you. • Additional Fee / No Rewards Some reliable reviews also tell us about a lot of additional fees. There is an annual fee of $75, a one-time fee of $89 to activate your card, additional fee of $75 per year as a service charge and there might be some additional expenses as well that you might have to bear in the future as you continue using this financial instrument. Let Us Have A Look At The Assent Platinum Card Reviews This is also an interesting credit card to acquire for those who have: • Poor credit, limited or no credit or absolutely no credit history at all • Been looking for a credit card that is going to report to all the three major credit scoring bureaus regularly • Want complete access to their credit card account 24/7 • Can shell out at least $200 for a refundable deposit • Been looking for 0% intro APR and a low rate even after that on their purchases Let Us Talk About The Low Rate Of The Assent Platinum MasterCard Secured Credit Card This is going to be the talk of the town because it is a very appealing aspect of this credit card. There is an extremely attractive 0% introduction PR to begin with and then there is a very low interest rate as well. You can enjoy this benefit for the initial 6 months and according to several reliable sources, the average interest rate is going to be somewhere around 18.1 %. The security deposit is refundable and there is also a full suite of safety protections that a user can take advantage of such as: • Zero fraud liability • Identity theft protection • MasterCard global service Now, Let Us Have A Quick Look At The First Progress Platinum MasterCard Reviews • There is regular monthly reporting to all the three major credit bureaus that will help you establish your credit history within no time • You get 24/7 online access to your credit card account • It is ideal for car rentals, hotels and anywhere credit cards are accepted • Quick and complete online application is possible • Your credit line will be secured by a fully refundable deposit of $200 to $2,000 • But there are no rewards for making any purchases with these cards • You don't need a particular credit score to apply for this financial instrument either Like we always say, all these credit cards are an interesting mix of merits and demerits. They all have their pros and cons and you will have to weigh each one of them against the other to pick the right credit cards for bad credit.
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